Maryland Insurance Pre License Course - Life and Health Licensing MD

Many Series 7 broker will add life and health licensing so they can offer many lines of insurance products for greater commission.

American Investment Training provides insurance licensing for all states. 

We are fully accredited provider of insurance pre-license education course ware for Maryland. Because our training is entirely online and the lessons can be taken when you have time, our courses are perfect for today's hectic schedules.

We offer comprehensive training to help you ramp up your insurance career in Maryland. Be sure to check with your state to make sure you are meeting the requirements in Maryland prior to enrolling.

1. dentifying the critical information that will appear on the State Exam
2. Mastering that information
3. Demonstrating your proficiency by passing a standardized test

Exam4Caster offers 4 practice exams with over 450 questions. Every question includes valuable feedback to clarify your understanding and help you pass your state exam.

Maryland Life and Health Course

Stock and Option Hedging - Long Stock Writing Options - Series 7 Tutorial

Buying Stock and Writing (selling) call options as a hedge is a long practiced options strategy for decades. It is also a position that is tested on the Series 7 exam and what Brokers-Traders need to know.

A stock hedge with writing call options is an income strategy - also called covered call writing.

Selling or shorting call options on their own is a dangerous undertaking in the stock trading markets. Shorting option contracts that are NOT covered requires that person to deliver (sell) shares of stock to the call holder at a specific price. If the writer does not own the stock, there is an unlimited loss potential - since the stock can rise to an infinite amount.

Owning the stock "covers" the option. If the option is exercised, the stock is used to fulfill the obligation on the contract.

Strategy Example

Long 100 Shares @$80
Short 1 Feb 85 Call for $300

The Maximum gain, loss and break-even are all tied to the stock performance and the premium received on the option.

The break even is 77. The stock is owned at 80, but the investor received a $300 premium which lowers the overall cost to $7700

The Maximum loss is that total outlay of money. $7700. The $8000 of stock could decline to zero, but the $300 would be retained.

The Maximum gain is the difference between the purchase price and the strike (sell) price on the contract.  That difference is $300 + $300 for the premium received for a total maximum gain of $600.

TAKE A     PASS GUARANTEE ONLINE SERIES 7 COURSE 

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Series 65 Online Course with Pass Guarantee

American Investment Training 

SERIES 65 INVESTMENT ADVISER 

PASS Guarantee Online Course

No Sponsorship needed

Our virtual Series 65 university offers:

• 8 Practice Final Exams with over 1100 questions
• 20 sections covering every topic on the Series 65 with 20 Practice Subject Quizzes with Accurate and Very Detailed Answers
• Extra Hard Copy Exams on Request (included with course price)
• Printable PDF Exams
• Glossary Links
• Tutor Slides and Instructor Notes
• Unlimited phone and email support
• PASS Guarantee - Can't beat THAT!

Over 15 years of online training experience.

If you complete all sections of the training and pass the practice exams, you will then take a Series 65 Greenlight Exam - Once THAT is passed you are good to go! Guaranteed!

LEARN MORE:  SERIES 65 TRAINING

Types of Brokers and Their Roles

Brokers fulfill many roles, they serve as facilitators, negotiators and intermediaries. They are however essentially mediators between two parties who come together in the process of buying and selling. The broker takes the position of being in the middle to negotiate the best deal for his clients. Brokers also help their clients with making financial decisions, and help them choose the best investments. Brokers are paid on commission basis, and a get paid a percentage of the transaction of the sale once it is complete.

You will find brokers across many sectors of the financial and commodities industries. You will find insurance brokers, mortgage brokers, stock brokers, real estate and real-estate brokers, just to name a few. And in each sector they take the roll as intermediary between buyer and seller.  

Insurance brokers: Insurance brokers act as the intermediary between the insurer and the insured. An insurance broker helps his/her client to choose the best insurance policy for their needs and also helps process all the documentation. An insurance broker is different from an insurance agent in that the agent represents an insurance company and only sells insurance products from that particular company.  An insurance broker on the other hand is the representative of the insured only, and usually works with several insurance companies to look for the best deal for their client.

Real estate broker:  When it comes to real-estate, a broker acts as an intermediary in the buying selling or leasing of the property. When their client is a buyer they can help the client to buy a property at the top price And when their client is a seller they can help them sell at the highest price too. They also advice and guide both parties through the buying or selling process. 

Stock brokers: Stock brokers buy and sell stock and other securities in a corporation on behalf of either an individual person or a company. It is their job to connect buyers and sellers.  They have the duty and obligation to behave fairly, and act in the clients' best interest of both parties. Brokers also act as advisories for investors, helping them with investment decisions and financial management.  

High-end brokers and cheaper brokers: When it comes to making investment decisions, brokers can either advice you on your different investment options as well as do all the research for you having all your personal financial details in hand, or they can advice you and have you do your own research.

PASS YOUR SERIES 7 EXAM GUARANTEED

High-end brokers: When it comes to doing the research and the planning of your finances, the high-end broker will do it for you. They usually have a team of researchers working for them, as they study the market and how it is fairing. Brokers study the market and have to predict when it will be best to buy and sell, depending on the indicators.

Online brokers: Online brokers can be found by going to brokerage web sites. On the websites they have a list of investment information for you to access, such as investment databases, graphs and investment tips. They basically offer you the information and you have to take it from there.

Discount brokers: The same applies for the discount broker, although once you have made your decision he will help you with the paperwork.

LEARN HOW TO BECOME A LICENSED STOCKBROKER HERE

Become a Bond Broker - How to sell bonds to institutions

Learn how to sell bonds to Banks, Credit Unions and other institutions.

Sell 

CMO's
Negotiable CD's
Jumbo CD's
Mortgage Backed Securities

Much more!

This guide will also show how to obtain publicly available information on the institution, including the bonds and securities they currently hold, and when they bought them. These institutions normally buy their bonds in increments of $250,000 - $5,000,000. Institutional brokers rely on fixed maturities of these securities for reinvestment. A terrific market, but you need to know what your doing first. This will show you how.

Learn the inner workings of the bond market which will give you a great edge to sell to institutional and wealthy investors. Having a strong book of bond investors can provide steady and growing money management opportunities.

SELL BONDS TO INSTITUTIONS EBOOK HERE

Series 87 Licensing Course Training - Pass Series 87 Exam

Registered Research Analyst (Regulations)

Pass the Series 87 with American Investment Training . The Research Analyst examination is the Regulations portion of the Series 86/87 examination. Our series 87 training course covers all of the topics needed to pass the series 87 exam.

The Series 87 self-study courses allow you to learn on your own with updated study materials, Series 87 practice exams, and private tutor access services. You receive easy-to-understand study manuals and practice tests with detailed explanations along with a toll-free number to call when you need specific questions answered.

Our self-study courses allow you to learn on your own with the most up-to-date study materials, prep tests, and support services. You receive easy-to-understand study manuals and practice tests with detailed explanations along with a toll-free number to call when you need specific questions answered. 

SERIES 87 STUDY MATERIALS HERE

Series 10 Online Course - Pass guarantee

Pass the Series 10 guaranteed.

No books required: PASS GUARANTEE - Monitored, Tutor Support. "No Pass No Pay"

New Questions Added!. This is a complete self study program. Our tests are usually 5 points more difficult than the actual exam.

Begin the Series 10 online here